/* =========================================================
   CCHIS — Cape Cod Health Insurance Solutions
   Stylesheet. Brand palette + Apex spacing standard.
   ========================================================= */

@import url('https://fonts.googleapis.com/css2?family=Lora:ital,wght@0,400;0,500;0,600;0,700;1,400&family=Source+Sans+3:wght@400;500;600;700&display=swap');

:root{
  /* --- Brand colors --- */
  --navy:      #1C3D5A;
  --teal:      #2E8B8B;
  --seafoam:   #A8D8D0;
  --sand:      #F4EDE1;
  --coral:     #E07856;
  --white:     #FFFFFF;
  --charcoal:  #2B2B2B;
  --offwhite:  #F7F5F0;

  /* --- Derived / utility --- */
  --navy-dark:   #142c41;
  --teal-dark:   #23706f;
  --coral-dark:  #c9603f;
  --border-soft: rgba(28,61,90,0.12);
  --shadow-soft: 0 6px 20px rgba(28,61,90,0.10);

  /* --- Type --- */
  --font-head: 'Lora', Georgia, serif;
  --font-body: 'Source Sans 3', 'Inter', Arial, sans-serif;

  /* --- Spacing standard (Apex house rule: one consistent set sitewide) --- */
  --section-gap:        64px;
  --section-gap-mobile: 40px;
  --callout-gap:        20px;
  --card-padding:       28px;
  --card-padding-mobile:20px;
  --card-gap:           24px;
  --radius:             10px;
  --radius-sm:          6px;
  --container-w:        1160px;
}

/* ---------- Reset / base ---------- */
*,*::before,*::after{ box-sizing: border-box; }
html{ scroll-behavior: smooth; }
body{
  margin:0;
  font-family: var(--font-body);
  color: var(--charcoal);
  background: var(--white);
  line-height: 1.6;
  font-size: 16px;
}
img{ max-width:100%; display:block; }
a{ color: var(--teal); text-decoration: none; }
a:hover{ text-decoration: underline; }
h1,h2,h3,h4{
  font-family: var(--font-head);
  color: var(--navy);
  line-height: 1.25;
  margin: 0 0 16px 0;
}
h1{ font-size: 2.5rem; }
h2{ font-size: 1.9rem; }
h3{ font-size: 1.35rem; }
p{ margin: 0 0 16px 0; }
ul,ol{ margin: 0 0 16px 0; padding-left: 1.25em; }
.container{
  width:100%;
  max-width: var(--container-w);
  margin: 0 auto;
  padding: 0 24px;
}

/* ---------- Skip link ---------- */
.skip-link{
  position:absolute; left:-999px; top:0;
  background:var(--navy); color:var(--offwhite); padding:8px 14px; z-index:999;
}
.skip-link:focus{ left:8px; top:8px; }

/* ---------- Header / Nav ---------- */
.site-header{
  background: var(--white);
  border-bottom: 1px solid var(--border-soft);
  position: sticky; top:0; z-index: 500;
}
.header-inner{
  display:flex; align-items:center; justify-content:space-between;
  gap: 16px; padding: 12px 24px;
  max-width: var(--container-w); margin:0 auto;
  min-height: 72px;
}
.brand-logo img{ height:48px; width:auto; }
.main-nav{ display:flex; align-items:center; gap: 6px; flex-wrap: wrap; }
.main-nav a, .main-nav .dropdown > button{
  font-family: var(--font-body);
  font-weight:600; font-size:0.92rem;
  color: var(--navy);
  padding: 10px 12px;
  border-radius: var(--radius-sm);
  background:none; border:none; cursor:pointer;
  white-space:nowrap;
}
.main-nav a:hover, .main-nav .dropdown > button:hover{
  background: var(--seafoam); text-decoration:none;
}
.main-nav a.active{ background: var(--seafoam); text-decoration:none; }
.main-nav .dropdown.open > button{ background: var(--seafoam); }
.main-nav .dropdown{ position:relative; }
.dropdown-menu{
  display:none;
  position:absolute; top:100%; left:0;
  background:var(--white);
  border:1px solid var(--border-soft);
  border-radius: var(--radius);
  box-shadow: var(--shadow-soft);
  padding:8px;
  min-width: 240px;
  z-index: 600;
}
.dropdown:hover .dropdown-menu,
.dropdown:focus-within .dropdown-menu{ display:block; }
.dropdown-menu a{
  display:block; padding:10px 12px; border-radius: var(--radius-sm); font-weight:500;
}
.dropdown-menu a:hover{ background: var(--sand); text-decoration:none; }
.nav-cta{
  background: var(--coral) !important; color: var(--white) !important;
  padding: 10px 18px !important; border-radius: var(--radius-sm);
}
.nav-cta:hover{ background: var(--coral-dark) !important; }
.nav-toggle{
  display:none;
  background:none; border:1px solid var(--border-soft); border-radius:var(--radius-sm);
  padding:8px 10px; cursor:pointer;
}

/* ---------- Buttons ---------- */
.btn{
  display:inline-block;
  font-family: var(--font-body);
  font-weight:700;
  font-size:1rem;
  padding: 14px 28px;
  border-radius: var(--radius-sm);
  border: 2px solid transparent;
  cursor:pointer;
  text-align:center;
}
.btn:hover{ text-decoration:none; }
.btn-primary{ background: var(--coral); color: var(--white); }
.btn-primary:hover{ background: var(--coral-dark); }
.btn-secondary{ background: transparent; color: var(--navy); border-color: var(--navy); }
.btn-secondary:hover{ background: var(--navy); color: var(--offwhite); }
.btn-ghost{ background: transparent; color: var(--teal); border-color: var(--teal); }
.btn-ghost:hover{ background: var(--teal); color: var(--white); }
.btn-block{ display:block; width:100%; }

/* ---------- Sections ---------- */
.section{ padding: var(--section-gap) 0; }
.section + .section{ border-top: 1px solid var(--border-soft); }
.bg-navy{ background: var(--navy); color: var(--offwhite); }
.bg-navy h1,.bg-navy h2,.bg-navy h3{ color: var(--offwhite); }
.bg-navy a{ color: var(--seafoam); }
.bg-sand{ background: var(--sand); }
.bg-seafoam{ background: var(--seafoam); }
.bg-white{ background: var(--white); }
.section-head{ max-width: 760px; margin: 0 0 40px 0; }
.section-head.center{ margin-left:auto; margin-right:auto; text-align:center; }
.eyebrow{
  display:inline-block; font-weight:700; font-size:0.8rem; letter-spacing:1.5px;
  text-transform:uppercase; color: var(--teal); margin-bottom:10px;
}
.bg-navy .eyebrow{ color: var(--seafoam); }

/* ---------- Hero ---------- */
.hero{
  min-height: 460px;
  display:flex; align-items:center;
  background: linear-gradient(120deg, var(--navy) 0%, var(--navy-dark) 100%);
  color: var(--offwhite);
  padding: var(--section-gap) 0;
}
.hero-inner{ display:grid; grid-template-columns: 1.1fr 0.9fr; gap: 40px; align-items:center; }
.hero h1{ color: var(--white); font-size: 2.7rem; }
.hero p.lede{ font-size:1.15rem; color: var(--offwhite); max-width: 560px; }
.hero-actions{ display:flex; gap:16px; flex-wrap:wrap; margin-top: 24px; }
.hero-sub{
  min-height: 300px;
  display:flex; align-items:center; justify-content:center;
}
.hero-photo{
  width:100%; height:100%; min-height:300px; object-fit:cover;
  border-radius: var(--radius);
  box-shadow: var(--shadow-soft);
}
.hero-figure{ width:100%; height:100%; margin:0; display:flex; flex-direction:column; }
.hero-figure figcaption{
  margin-top:8px; font-size:0.8rem; color: var(--seafoam); text-align:right; font-style:italic;
}
.page-hero{
  min-height: 260px;
  display:flex; align-items:center;
  background: linear-gradient(120deg, var(--navy) 0%, var(--navy-dark) 100%);
  color: var(--offwhite);
  padding: 56px 0;
}
.page-hero h1{ color:var(--white); margin-bottom:10px; }
.page-hero p{ color: var(--offwhite); max-width: 700px; font-size:1.05rem; margin-bottom:0; }
.breadcrumb{ font-size:0.85rem; color: var(--seafoam); margin-bottom:12px; }
.breadcrumb a{ color: var(--seafoam); }

/* ---------- Photo placeholder ---------- */
.photo-placeholder{
  min-height: 220px;
  border-radius: var(--radius);
  background: linear-gradient(135deg, var(--seafoam) 0%, var(--teal) 100%);
  color: var(--navy-dark);
  display:flex; align-items:center; justify-content:center;
  text-align:center;
  font-family: var(--font-body); font-weight:700; font-size:0.95rem;
  padding: 20px;
  border: 2px dashed rgba(28,61,90,0.35);
}
.photo-placeholder span{ background: rgba(255,255,255,0.55); padding:6px 12px; border-radius: var(--radius-sm); }

/* ---------- Cards / grids ---------- */
.grid{ display:grid; gap: var(--card-gap); }
.grid-2{ grid-template-columns: repeat(2, 1fr); }
.grid-3{ grid-template-columns: repeat(3, 1fr); }
.grid-4{ grid-template-columns: repeat(4, 1fr); }

.card{
  background: var(--white);
  border: 1px solid var(--border-soft);
  border-radius: var(--radius);
  padding: var(--card-padding);
  box-shadow: var(--shadow-soft);
  min-height: 220px;
  display:flex; flex-direction:column;
}
.card.card-sm{ min-height: 160px; }
.card.card-tall{ min-height: 300px; }
.card h3{ margin-bottom:10px; }
.card p:last-child{ margin-bottom:0; }
.card-icon{
  width:48px; height:48px; border-radius:50%;
  background: var(--seafoam); color: var(--navy);
  display:flex; align-items:center; justify-content:center;
  font-family: var(--font-head); font-weight:700; font-size:1.2rem;
  margin-bottom:16px; flex-shrink:0;
}

.stat-card{
  background: var(--sand);
  border-radius: var(--radius);
  padding: var(--card-padding);
  min-height: 180px;
  display:flex; flex-direction:column; justify-content:center;
  text-align:center;
}
.stat-card .stat-number{
  font-family: var(--font-head); font-weight:700; color: var(--navy);
  font-size: 2.4rem; line-height:1;
  margin-bottom:8px;
}
.stat-card .stat-label{ font-size:0.92rem; color: var(--charcoal); }

/* ---------- Callout / banner ---------- */
.callout{
  background: var(--seafoam);
  border-radius: var(--radius);
  padding: var(--card-padding);
  margin: var(--callout-gap) 0;
  display:flex; align-items:center; gap:20px; flex-wrap:wrap; justify-content:space-between;
}
.callout.coral{ background: var(--coral); color: var(--white); }
.callout.coral h3, .callout.coral p{ color: var(--white); }
.callout.navy{ background: var(--navy); color: var(--offwhite); }
.callout.navy h3{ color: var(--white); }
.callout h3{ margin-bottom:6px; }
.callout p{ margin-bottom:0; }

/* ---------- Disclaimer / notice boxes ---------- */
.notice{
  background: var(--sand);
  border-left: 4px solid var(--teal);
  border-radius: var(--radius-sm);
  padding: var(--card-padding);
  margin: var(--callout-gap) 0;
  font-size:0.95rem;
}
.notice.coral-border{ border-left-color: var(--coral); }
.notice p:last-child{ margin-bottom:0; }

/* ---------- Table (decision guide) ---------- */
.table-wrap{ overflow-x:auto; border-radius: var(--radius); border:1px solid var(--border-soft); }
table.decision-table{ width:100%; border-collapse: collapse; background:var(--white); min-width:640px; }
table.decision-table th, table.decision-table td{
  padding: 16px 18px; text-align:left; border-bottom:1px solid var(--border-soft); vertical-align:top;
}
table.decision-table th{ background: var(--navy); color: var(--white); font-family: var(--font-head); }
table.decision-table tr:last-child td{ border-bottom:none; }
table.decision-table tr:nth-child(even) td{ background: var(--sand); }

/* ---------- Forms ---------- */
.form-card{
  background: var(--white); border:1px solid var(--border-soft); border-radius: var(--radius);
  padding: 32px; box-shadow: var(--shadow-soft);
}
.form-row{ margin-bottom: 20px; }
.form-row label{ display:block; font-weight:600; color: var(--navy); margin-bottom:6px; }
.form-row input[type="text"],
.form-row input[type="email"],
.form-row input[type="tel"],
.form-row select,
.form-row textarea{
  width:100%; padding: 12px 14px; border:1px solid var(--border-soft); border-radius: var(--radius-sm);
  font-family: var(--font-body); font-size:1rem; color: var(--charcoal); background: var(--offwhite);
}
.form-row textarea{ min-height: 120px; resize:vertical; }
.form-grid{ display:grid; grid-template-columns: 1fr 1fr; gap: 20px; }
.checkbox-row{ display:flex; align-items:flex-start; gap:10px; }
.checkbox-row input{ margin-top:4px; }
.checkbox-row label{ font-weight:500; color: var(--charcoal); }
.form-note{ font-size:0.85rem; color:#555; }

/* ---------- Footer ---------- */
.site-footer{ background: var(--navy); color: var(--offwhite); padding: var(--section-gap) 0 32px; }
.footer-grid{ display:grid; grid-template-columns: 1.3fr 1fr 1fr 1.3fr; gap: 40px; margin-bottom: 40px; }
.site-footer h4{ color: var(--white); font-size:1rem; margin-bottom:14px; }
.site-footer a{ color: var(--seafoam); }
.site-footer ul{ list-style:none; padding:0; margin:0; }
.site-footer li{ margin-bottom:10px; }
.footer-logo img{ height:40px; margin-bottom:14px; }
.footer-disclaimers{
  border-top: 1px solid rgba(247,245,240,0.18);
  padding-top: 24px;
  font-size: 0.82rem;
  color: rgba(247,245,240,0.85);
}
.footer-disclaimers p{ margin-bottom:10px; }
.footer-bottom{
  border-top: 1px solid rgba(247,245,240,0.18);
  margin-top:24px; padding-top:20px;
  display:flex; justify-content:space-between; gap:16px; flex-wrap:wrap;
  font-size:0.82rem; color: rgba(247,245,240,0.7);
}

/* ---------- Utility ---------- */
.text-center{ text-align:center; }
.mt-0{ margin-top:0; }
.mb-0{ margin-bottom:0; }
.small{ font-size:0.88rem; }
.tag{
  display:inline-block; background: var(--seafoam); color: var(--navy);
  font-size:0.78rem; font-weight:700; letter-spacing:0.5px; text-transform:uppercase;
  padding:5px 10px; border-radius: 999px; margin: 0 6px 6px 0;
}
.source-note{ font-size:0.8rem; color:#666; font-style:italic; }
.divider{ height:1px; background: var(--border-soft); margin: var(--callout-gap) 0; border:none; }
.faq-item{
  border: 1px solid var(--border-soft); border-radius: var(--radius);
  padding: var(--card-padding); margin-bottom: var(--card-gap); background: var(--white);
}
.faq-item h3{ margin-bottom:8px; }
.faq-item p:last-child{ margin-bottom:0; }
.pull-quote{
  background: var(--sand); border-left:4px solid var(--navy); border-radius: var(--radius-sm);
  padding: var(--card-padding); font-family: var(--font-head); font-style:italic; font-size:1.15rem; color: var(--navy);
  margin: var(--callout-gap) 0;
}
.pull-quote cite{ display:block; font-family: var(--font-body); font-style:normal; font-size:0.85rem; margin-top:10px; color: var(--charcoal); }
.apex-accent{ border: 2px solid #C9A24B; border-radius: var(--radius); padding: var(--card-padding); background:#0E1F3B; color:#F7F5F0; }
.apex-accent h3{ color:#C9A24B; }
.apex-accent a{ color:#F0D9A0; }

/* =========================================================
   RESPONSIVE — mobile breakpoint
   ========================================================= */
@media (max-width: 900px){
  .hero-inner{ grid-template-columns: 1fr; }
  .footer-grid{ grid-template-columns: 1fr 1fr; }
  .grid-3{ grid-template-columns: 1fr 1fr; }
  .grid-4{ grid-template-columns: 1fr 1fr; }
}

@media (max-width: 720px){
  .header-inner{ min-height:64px; padding:10px 16px; }
  .main-nav{
    display:none;
    position:absolute; top:100%; left:0; right:0;
    background:var(--white); border-bottom:1px solid var(--border-soft);
    flex-direction:column; align-items:stretch; gap:0;
    box-shadow: var(--shadow-soft);
    padding: 8px;
  }
  .main-nav.open{ display:flex; }
  .main-nav a, .main-nav .dropdown > button{ width:100%; text-align:left; }
  .dropdown-menu{ position:static; box-shadow:none; border:none; padding-left:14px; display:none; }
  .dropdown.open .dropdown-menu{ display:block; }
  .nav-toggle{ display:inline-block; }
  .brand-logo img{ height:38px; }

  .section{ padding: var(--section-gap-mobile) 0; }
  h1{ font-size: 1.9rem; }
  .hero h1{ font-size: 2rem; }
  h2{ font-size: 1.5rem; }
  .hero{ min-height:auto; padding: var(--section-gap-mobile) 0; }
  .hero-sub{ min-height: 220px; }
  .page-hero{ min-height:auto; padding: 40px 0; }

  .grid-2, .grid-3, .grid-4{ grid-template-columns: 1fr; }
  .footer-grid{ grid-template-columns: 1fr; gap: 28px; }
  .form-grid{ grid-template-columns: 1fr; }

  .card, .card.card-sm, .card.card-tall{ min-height: 0; }
  .stat-card{ min-height: 140px; }

  .callout{ flex-direction:column; align-items:flex-start; }
  .footer-bottom{ flex-direction:column; }

  .card, .callout, .notice, .faq-item, .form-card, .pull-quote, .apex-accent{
    padding: var(--card-padding-mobile);
  }
}